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What is title?

A title is your ownership right to your property.

What is a title search?

A title search is a standard part of the home buying process that is conducted to uncover issues that could prevent your right to the property. Your... Read More
A title search is a standard part of the home buying process that is conducted to uncover issues that could prevent your right to the property. Your closing agent reviews public records to see if there are problems or defects that could cause you legal issues.

What is title insurance?

If you’re buying a home, title insurance is a policy that protects your investment and property rights.

What are the different types of title insurance?

There are two different types of title insurance: owner’s policy and lender’s policy. An owner’s policy protects your property rights for as long... Read More
There are two different types of title insurance: owner’s policy and lender’s policy.
  • An owner’s policy protects your property rights for as long as you or your heirs own the home.
  • A lender’s policy is usually required by the lender and protects only the lender’s financial interests. The buyer typically pays for this policy, but this varies depending on geography. We recommend you ask an ALTA member how it’s handled in your area.

Why should I purchase owner's title insurance?

Purchasing owner’s title insurance is a smart decision because it’s the best way to protect your property from future legal claims.

What does owner's title insurance cost?

The one-time payment for owner’s title insurance is low relative to the value of your home. The typical owner’s title insurance policy costs around 0.5%... Read More
The one-time payment for owner’s title insurance is low relative to the value of your home. The typical owner’s title insurance policy costs around 0.5% of the home’s purchase price.

Title Solutions

For Every Family and Business

Our story started with an idea to change the way a title company operates to better serve the real estate industry – and, more importantly, our customers. It is this unique approach that makes OS National what it is today. Every day you will find us working hand in hand with our customers to find the right solution to ensure timely and efficient real estate closings.

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