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Privacy Policy

FACTS

WHAT DOES OS NATIONAL LLC ("OSN")
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • employment information
  • mortgage rates and payments
  • wire transfer instructions
  • account balances
  • checking account information

How?

All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons OSN chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does OSN share?

Can you limit this sharing?

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes - information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes - information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Email privacy@osnational.com or go to www.osnational.com.

What we do

How does OSN protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does OSN collect my personal information?

We collect your personal information, for example, when you

  • give us your income information
  • provide your mortgage information
  • give us your contact information
  • tell us where to send the money
  • show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with an OSN, OS National or Opendoor name.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include insurance companies, service providers, marketing companies, and parties claiming an interest in title.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • OSN doesn't jointly market.

Other Important Information

For California Residents. We will not share personal information with affiliates or nonaffiliates except as permitted by California law, such as to process your transaction or with your consent.

For Vermont Residents. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at www.osnational.com.

Title Solutions

For Every Family and Business

Our story started with an idea to change the way a title company operates to better serve the real estate industry – and, more importantly, our customers. It is this unique approach that makes OS National what it is today. Every day you will find us working hand in hand with our customers to find the right solution to ensure timely and efficient real estate closings.

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OS National and its subsidiaries work to protect your privacy. To find out more, read our updated privacy policy.

Privacy Policy